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NewApple Pay payments, logged automatically

Your money. In perfect balance.

Track spending, stick to budgets and watch your goals fill up. Pay with your own Apple Pay and Balance writes it down for you.

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See how it works
  • No bank login needed
  • Touch ID lock on Mac
  • No ads

Apple Pay, automated

Pay with your phone. Balance does the rest.

Every Apple Pay payment you make can land in Balance on its own, already categorized. It runs through the Shortcuts app on your iPhone, so there is no bank login at all.

  1. 01 Pay with Apple Pay. Like always.

    Use Apple Pay the way you already do. Nothing new to learn at the register.

  2. 02 Balance writes it down.

    A Shortcuts automation on your iPhone sends the merchant and amount to Balance moments after you pay. Your rules pick the category.

  3. 03 It lands in your list.

    Before your coffee cools, it is in Activity, counted in your Dining budget and in today’s safe-to-spend.

  4. 04 A few minutes. No bank login.

    Add the Balance shortcut (or build it from the short guide), then turn the automation on. No bank passwords, no aggregator in the middle.

Needs an iPhone with the Shortcuts app. Sample data shown in shekels; Balance works in the currency you choose.

Everything in one place

Everything you need. Nothing you don't.

Budgets that fit

Set limits by category, see your pace through the month and get a heads-up before you overspend.

Goals you'll reach

Plan contributions and watch every goal fill up.

Insights in plain words

Clear trends and a monthly summary that tells you what changed.

See bills before they’re due

Recurring charges are spotted for you, with the next one due.

Private by design

Touch ID lock, full export, no bank login.

Product visuals show sample data.

Daily habits

Small numbers. Big habits.

Know where you stand in ten seconds a day, and save without thinking about it.

Balance Score

One number for how you’re doing.

A 0 to 100 score built from five things you control. Balance tells you which one has the most room to grow.

Example score: 82 out of 100

  • Budgets on pace26/30
  • Savings rate24/30
  • Goals on track13/15
  • Categorized12/15
  • Logging habit7/10

Safe to spend today

₪0

₪56 spent today12 days left

A daily number you can trust.

What’s left in your budgets, spread over the days left in the month. It shrinks as you spend, so you always know.

Round-ups

Spare change, counted.

Every purchase rounds up to the next ₪1, ₪5 or ₪10, and Balance counts the difference toward a goal you choose. No money moves.

Privacy

Your money. Your data. Yours.

Locked when you want, portable when you need, gone when you say so.

No bank login. Ever.

Transactions come from Apple Pay, CSV files or your own typing. Balance never asks for a bank password.

Touch ID lock on Mac

Balance can ask for your fingerprint every time you open it. Your password is the fallback.

Export or delete

Download everything as CSV or JSON, or delete your account and all your data from Settings.

No ads

There are no ads in Balance, and your financial data is not for sale.

Feel calm about money. Starting today.

Create a free account in a couple of minutes. No card, no bank login.

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