Free tools

Money math, done in seconds.

Free calculators for the questions that come up every month. No signup, and nothing you type leaves your browser.

Private by design: every calculator runs in your browser.

What your overdraft costs per day, month and year, and how fast you can clear it.

Split your take-home pay into needs, wants and savings.

Add up every subscription and see what they cost in a year.

How much to save each month to reach a target by a date.

What you can spend today and still make it to payday.

A free spreadsheet template that imports straight into Balance.

Want this number every day, without the math?

Balance keeps these numbers up to date for you: what you can spend today, what your subscriptions cost and how close each goal is.

Free. No card, no bank login.