Features
Everything your money needs. Nothing it doesn’t.
Apple Pay
Pay with Apple Pay. Balance logs it.
You pay as usual with your own Apple Pay. A Shortcuts automation on your iPhone then sends the merchant and amount to Balance, which records it in the right category.
Budgets
Budgets that bend. Not break.
Set a monthly limit per category and see exactly where you stand, including whether you are ahead of or behind your pace for the month.
Savings goals
Plans become progress.
Give every goal a name, a target and a date. Then watch each ring fill, one contribution at a time.
Insights
See where it goes. Finally.
Clear charts and honest trends, plus a short story of your month: what you spent, your top category and what changed.
Bills & subscriptions
No more surprise charges.
Balance spots recurring payments in your history, shows what is due next and tells you when a price quietly goes up.
Quick add & rules
Type it like a text. It files itself.
Write “42.5 coffee yesterday” and Balance fills in the amount, date and category. Rules sort new and imported transactions for you.
Score & habits
Small numbers. Big habits.
A Balance Score from 0 to 100, a safe-to-spend number for today, streaks, challenges and badges that make good habits stick.
Balance Score
One number for how you’re doing.
A 0 to 100 score built from five things you control. Balance tells you which one has the most room to grow.
Example score: 82 out of 100
- Budgets on pace26/30
- Savings rate24/30
- Goals on track13/15
- Categorized12/15
- Logging habit7/10
Product visuals are illustrative and use sample data.
The little things
Thoughtful details. Everywhere.
Automatic categories
New and imported transactions are sorted by your rules, the words you use and your own history.
Search everything
Find any transaction by its description or note, then filter by date, account or category.
Recurring detection
Subscriptions and regular bills are spotted for you, with their next due date.
Split transactions
One receipt, several categories. Split a purchase in a couple of taps.
Touch ID lock
On a Mac, Balance asks for your fingerprint every time you open it. Your password is the fallback.
Bank CSV import
Bring in your history from the CSV file your bank already lets you download. No bank login needed.
No ads. No selling your data.
There are no ads in Balance, and your financial data is not for sale. Your financial life is not a product.
All of it. In one calm app.
Everything on this page is available today and included free.