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Spending insights

See where it goes. Finally.

Clear charts, honest trends and a summary of every month in plain language. Ask a question in your own words and get the answer from your own data.

Illustrative example with sample data.

How it works

Your data. Made legible.

Balance turns a long list of transactions into a few things worth knowing.
1

Everything in one view

Everything you import, log with Apple Pay or quick add is grouped by category, merchant and month.

2

Trends surface

Balance compares each month with the one before and highlights the categories that actually changed.

3

A summary you can read

Each month gets a short summary in plain words, plus a weekly summary in the app (and by email if you like), not a wall of numbers.

Capabilities

Clarity, at a glance.

Answers to the questions you actually ask about your money.

Your month, as a story

A calm recap of what you spent, your biggest category and what changed, plus a short story you can play.

Trends and net worth

Spending and income month by month, and your net worth over time across all your accounts.

Merchant breakdowns

See which places get most of your money each month.

Subscriptions

Recurring charges are detected for you, with what they cost a year and a badge when a price goes up.

Ask Balance

Ask “How much did I spend on dining last month?” in English or Hebrew. Answers are worked out on your device. For harder questions, Smart mode lets Claude answer: it is part of Balance Plus, with 14 days free.

Money Calendar

Every day’s spending, income and expected bills on a month grid, with no-spend days counted.

FAQ

Questions, answered.

Still curious? Visit the help center.

Keep exploring

Better together.

Budgets

Budgets based on your real spending. Set monthly limits by category and get an alert at 80% before you go over.

Savings goals

Turn plans into progress. Create savings goals, see the monthly amount needed and count round-ups toward them as you spend.

All features

Apple Pay logging, budgets, savings goals, insights, smart rules, quick add and more. Everything you need to manage your money in one calm app.

Know your money. In a minute a month.

Import a CSV and see your first plain-language summary in minutes. Free to use.