Balance vs RiseUp
Balance vs RiseUp, side by side.
In short
RiseUp and Balance, briefly
RiseUp connects to your bank account and credit cards, sorts your income and spending, forecasts how the month will end and adds personal guidance. As of October 2026 its site lists ₪55 a month after a free first month, or ₪44 a month on a yearly plan (RiseUp subscription page).
Balance is free and works without a bank connection. You bring transactions in from your bank or card statements (CSV), from Apple Pay through an iPhone Shortcut, or by typing a quick add. It then sorts them, tracks budgets and goals, finds subscriptions and forecasts the month.
The main trade-off is simple: RiseUp gets your data automatically in exchange for access to your accounts and a monthly fee. Balance asks you to bring the data in, and in return it is free and never sees your bank credentials.
At a glance
Facts about RiseUp as of October 2026, from the sources listed below. Prices and features change; check before you decide.
| Feature | Balance | RiseUp |
|---|---|---|
| Price | Free (optional Plus for AI, ₪9.90/month) | ₪55/month after a free month (₪44/month yearly) |
| How it gets your data | Statement files, Apple Pay and card SMS Shortcuts, quick add | Connects to your bank and cards |
| Access to your bank and card accounts | ||
| Month-end forecast | ||
| Personal guidance | ||
| Apple Pay payments | Logged right after you pay (iPhone Shortcut) | Arrive with card data |
| Language | Hebrew and English | Hebrew |
Where RiseUp is better
- Fully automatic data from Israeli banks and credit cards. With Balance, you import statements or set up the Apple Pay and card SMS Shortcuts on iPhone.
- Personal guidance as part of the service.
Where Balance is better
- It is free. Twelve months on RiseUp’s monthly plan come to ₪660 (₪528 on the yearly plan).
- No bank or card access. Many people are not comfortable giving a company access to their accounts; with Balance you never have to.
- Once the Shortcut is set up, Apple Pay payments appear moments after you pay, sorted by merchant.
- Category budgets with in-app alerts at 80% and 100%, plus savings goals with round-ups counted toward them.
- Hebrew and English, which helps new immigrants and mixed-language households.
The honest answer
Which one should you choose?
RiseUp
Choose RiseUp if you want everything to arrive automatically from your bank and cards, you value personal guidance, and the monthly fee is worth it to you.
Balance
Choose Balance if you would rather not share bank access, you want a free tool, you pay often with Apple Pay, or you want category budgets and savings goals in the same app.
Switching
Getting started with Balance after RiseUp
- 1
Download your statements
From your bank or card website, export the last few months (Excel or CSV).
- 2
Import them into Balance
Statements from Max, Cal, Isracard, Amex and the major Israeli banks are recognised automatically; for other files, map the date, description and amount columns once. The file is read in your browser.
- 3
Turn on Apple Pay logging
Add the Balance Shortcut on your iPhone so new Apple Pay payments log themselves.
- 4
Set budgets and a goal
Balance suggests limits from your real spending. Add one savings goal to start.
Questions people ask
Sources
Competitor facts checked in October 2026.
RiseUp is a trademark of its owner. Balance is not affiliated with or endorsed by RiseUp. Spotted something out of date? Tell us through the contact page and we will fix it.
Related
Keep going
Try it free. No bank login.
Create a free account in a couple of minutes. Import a statement or turn on Apple Pay logging and see your month.